01/10/2026
A lot of caterers know how to make money in their business…
But nobody really teaches us how to pay ourselves from it efficiently. 👀
If you run your catering business through a UK limited company, taking everything as salary isn’t necessarily the most tax-efficient option.
Here’s a simple 2026/27 example 👇🏾
You want £50,270 income:
£12,570 salary
* £37,700 dividends
= £50,270 total income
Your personal deductions:
Income tax on salary: £0
Employee NI: £0
Dividend tax: £3,999
So…
💰 YOU TAKE HOME: £46,271
Your company may also pay:
Employer NI: £1,135.50*
This is why I keep telling caterers that knowing your numbers goes much further than knowing how much you made from Saturday’s event. 😭
After 11 years working in accounting, one thing I’ll always say:
Making money is one skill.
Knowing how to manage and take that money is another.
Save this and speak to your accountant about whether salary + dividends could work for your catering business. 👀