02/11/2026
Which policy helps a small business if they can’t trade due to a fire or flood?
Business interruption insurance replaces lost net income and covers ongoing fixed costs, such as rent, staff wages, and utility bills, when a covered physical disaster, such as a fire or flood, temporarily halts normal operations.
There are many different types of policies for small businesses to consider - and what’s right for one, may not necessarily be right for all. Our team are always here to help. Pop over to www.RiskKitchen.co.uk today for your free quotation.