Xcel Insurance

Xcel Insurance We're a highly experienced insurance agency specializing in life, annuities, long term care, medicar Everyone is different and there is no cookie cutter option.

If you are looking for insurance for yourself, spouse, parents or children, we have all kinds of plans available. Life insurance plans consist of term, universal life, whole life, accidental and final expense. We can guide you through the endless options and companies to find a plan customized to your exact needs. Need a medicare supplement? Cancer policy? Long term care coverage? Just let us know

and we can find that for you. We do not push products on people, we help people make informed decisions.

To squash rumors, life insurance companies pay claims if you die from Covid, from the vaccine, from getting Covid if you...
11/12/2021

To squash rumors, life insurance companies pay claims if you die from Covid, from the vaccine, from getting Covid if you have not had the vaccine, all scenarios. If you were approved for life insurance and the policy is in force, unless you committed fraud on your application, the claim will be paid.

03/29/2020

Things are changing fast in the life insurance industry. If you want coverage do not put it off, do it now.

If you have a family, get life insurance! So many people suffer from the loss of one person, don't make your family suff...
12/23/2019

If you have a family, get life insurance! So many people suffer from the loss of one person, don't make your family suffer more.

WAPELLA, Ill. (WAND) – A local restaurant is giving back to a fallen officer.

Thinking about getting into the ma*****na industry? Better get your life insurance first because NO carrier will write l...
03/14/2019

Thinking about getting into the ma*****na industry? Better get your life insurance first because NO carrier will write life insurance. It is still illegal on a federal level.

03/08/2018

Two death claims this week. Both had a two year wait for the full death benefit due to serious health issues.

One person followed through and purchased a policy within a week of speaking with them. Full death claim paid of $25,000.

The other put it off for months and now they will only get back all premiums paid, plus 10%, equaling $1,500.

If you need life insurance, please don't wait, do it now.

Get personal care, not this, with us.
03/01/2018

Get personal care, not this, with us.

Most people don't realize they cannot take their life insurance with them when they retire. Waiting until then to start ...
08/03/2017

Most people don't realize they cannot take their life insurance with them when they retire. Waiting until then to start looking will end up costing a fortune. Getting a permanent policy while still young and healthy can save thousands of dollars.

06/12/2017

What life insurance comes down to is how much you care about the people you are leaving behind.

Priorities. Who is more important, your "phone" or your spouse, kids, grandkids, etc?
03/21/2017

Priorities. Who is more important, your "phone" or your spouse, kids, grandkids, etc?

Quitting smoking so you can pay less for life insurance and finding out the real cost of it are just two smart insurance...
01/10/2017

Quitting smoking so you can pay less for life insurance and finding out the real cost of it are just two smart insurance resolutions from NerdWallet and USAToday. Click the article for more.

Insurance is a financial safety net for when life just doesn’t go your way, but that doesn’t mean you should ignore it when things are going well.

08/15/2016

Most companies and self employed individuals are no longer covered by dental and vision plans, or you are paying through the roof! We have some great options that are very affordable, give us a call for a quote.

Dental: Two dental exams and cleanings per year
Up to $2,000 calendar year Maximum Benefit
Maximum Care Network with over 200,000
access points nationwide

Vision: One exam each year
No waiting periods for immediate coverage
VSP or EyeMed networks for the greatest savings

You never know what is going to happen, you could be laying in bed and a car comes through the roof..  Be prepared and p...
06/29/2016

You never know what is going to happen, you could be laying in bed and a car comes through the roof.. Be prepared and protect your family with life insurance.

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Chicago, IL

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